This is a blog designed to help everyone understand the basics of money management, therefore I feel it necessary to apologize to Tennessee Titans cornerback Adam "Pac-Man" Jones. You see, I failed Pac-Man. I left a basic, yet major, point out of our perpetual discussion. As a result, Pac-Man may be in some major legal trouble. Let me go ahead and share this advice with you now, and make sure that you avoid the things that have brought down the Pac-Man. I will state it as simply as I can: DON'T THROW $81,000 IN CASH AT STRIPPERS.

You see our friend, Pac-Man, took a garbage bag full of money ($81,000) into a gentleman's club in Vegas over this past weekend. He then threw the money up into the air all at once to "make it rain". "Making it rain" is when you throw money up in the air to show people how much money you have. As a published author and financial expert, I can assure you that this not a good idea. Pac-Man furthered his troubles when he starting beating (allegedly) the dancers that tried to pick up the money, which then caused a brawl, he then bit a bouncer's ankle, and then three people were shot.

I hate to bring so much violence and adult content to our quaint little forum here, but I want to make sure that the rest of you know that it is not a good idea to carry $81,000, or throw it in the air, or to bite people's ankles.

I don't know the whole story, but I will give Pac-Man the benefit of the doubt. He probably had just withdrawn that money from some Tax-Free Municipal bonds, and was simply transporting it to a new bank where he was going to invest it in a 36 month CD at 5.23% APY. Again, I don't know, but the Muni Bond theory feels pretty strong.

Police: Pacman's cash display sparked melee (ESPN.com)