There is a saying that is "it's easier to seek forgiveness, than permission." This saying can apply to all walks of life, and just about any situation. For instance, instead of asking a cop whether you can go 7 MPH above the speed limit, you just decide to do it anyway, and if you get pulled over, then you decide to ask for forgiveness. Or let's say you get home from work and your wife has just baked some fresh cookies, and she is in the shower so you decide to eat a cookie regardless of the fact that they might not be for you. You are banking on the fact that she will forgive you if you weren't supposed to eat one.

I feel that this concept is one of the main trouble-spots in marriage today. Many husbands and wives often make financial decisions on their own, and then seek (if not beg) for forgiveness. As I continually try to improve my money relationships, I often think about this point. I agree that, in the moment, it is easier to seek forgiveness, but that is only because of the instant gratification you receive from making the decision. Bottom line: don't adopt the ask for forgiveness mentality with your marriage. You don't need permission on every purchase you make, but make sure you are consulting with Mrs. So-and-So on the big purchases.

By the way, I should have asked permission to eat the cookies.  The forgiveness thing didn't work out to well.